Cuba Foreign Buyer Guide visual context
Buyer process

Cuba Foreign Buyer Guide

A practical buyer process for a high-friction market: classify, screen, structure, inspect, and only then shortlist.

Process

Do the hard checks before the exciting search.

Cuba property is a diligence-led market. The wrong order is to collect photos, fall in love with a building, and then discover that the buyer cannot lawfully own, pay, operate, or exit the asset.

1

Classify the buyer

Nationality, residency, U.S.-person status, funding route, timeline, and intended use determine whether a search is viable.

2

Choose the lawful path

The path may be permanent-resident residential purchase, rental, lease, approved foreign investment, management rights, or a watchlist only.

3

Screen sanctions and counterparties

Before any payment, identify sellers, operators, banks, hotel groups, managers, and any state-linked party.

4

Select location and asset type

Havana, Varadero, Trinidad, Vinales, and the cays each imply different tourism, legal, and operating risk.

5

Inspect title and property condition

Review title, occupancy, licenses, roof, utilities, water, power backup, internet, structural condition, and renovation scope.

6

Model downside first

Use conservative tourism, occupancy, capex, power, and exit assumptions before discussing upside.

Evidence

Core sources for the buyer guide

The guide is grounded in foreign-investment law, housing-law context, sanctions guidance, travel advisory context, and rental licensing information.

UNCTAD Investment Policy Hub: Cuba Foreign Investment Act, Law No. 118

Law No. 118 permits approved foreign investment structures, including real estate for private, tourist, office, and tourism-development purposes.

Open source

Library of Congress: Cuba amended housing law for home sales

Decree-Law 288 opened home purchases and sales to Cuban citizens living in Cuba and foreign permanent residents, with ownership limits.

Open source

U.S. Treasury OFAC: Cuba sanctions

U.S. persons and U.S.-linked entities must verify whether a Cuba transaction is prohibited, exempt, generally licensed, or specifically licensed.

Open source

U.S. State Department: Cuba Travel Advisory

The May 7, 2025 advisory lists Cuba at Level 2 and highlights crime, unreliable electrical power, and OFAC travel restrictions for U.S. persons.

Open source

Spanish Consulate in Havana: Establishing residence and rentals

The consulate notes that renting homes to foreigners is permitted in Cuba with licensing and immigration reporting obligations.

Open source
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